D here, 28 year old midwesterner. I am the CFO of a realtively small community bank, and one of that hats I wear is portfolio mamanger of our fixed income portfolio. I have some prior experience trading fixed income. While we won't be going full blown trader mode, we have been and will continue to aggressively expand our portfolio relative to overall asset size. Loan business is godawful ugly, and I've had to educate a few bankers on the fact that they have a phenomenal funding base and can make solid money using their balance sheet to their advantage for some good old fashioned low risk low return banking.
Looking forward to the discussion here...
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